Rates and terms are subject to change without notice. Public Service Credit Union offers financing on homes throughout Colorado. Closing costs include origination fee, title policy, appraisal, and credit report. Standard credit and underwriting guidelines apply. In reference to an extension of credit that may exceed the fair market value of the dwelling,  the interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes.  Consult a tax adviser for further information regarding the deductibility of interest and charges. All loans are subject to final credit approval.

Rates and APR for all loans are based on a loan amount of $100,000 at 75% LTV and a credit score of 740 or higher.

NMLS ID 410592

Loan Plans and Rates

You can compare various loan plans and interest rates below. Deselect any of the options in the box below to hide those plans. Once you have decided on a plan/rate, click on the corresponding "Select" button.
Loan Term
Loan Type
Residence Type
10 Year Fixed Rate
Description: A fixed rate first mortgage loan with a 10 year amortization period.
Term In Months: 120 Loan Type: CNV Amortization Type: Fixed Rate
Interest Rate Discount Points Origination Fee Lock-In Term APR
2.875% 0.000% 1.000% --- 3.280%
15 Year Fixed Rate
Description: A fixed rate first mortgage loan with a 15 year amortization period.
Term In Months: 180 Loan Type: CNV Amortization Type: Fixed Rate
Interest Rate Discount Points Origination Fee Lock-In Term APR
3.000% 0.000% 1.000% --- 3.280%
20 Year Fixed Rate
Description: A fixed rate first mortgage loan with a 20 year amortization period.
Term In Months: 240 Loan Type: CNV Amortization Type: Fixed Rate
Interest Rate Discount Points Origination Fee Lock-In Term APR
3.625% 0.000% 1.000% --- 3.850%
30 Year Fixed Rate
Description: A fixed rate first mortgage loan with a 30 year amortization period.
Term In Months: 360 Loan Type: CNV Amortization Type: Fixed Rate
Interest Rate Discount Points Origination Fee Lock-In Term APR
3.750% 0.000% 1.000% --- 3.910%
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